ZIP 38558 Foreclosure, Tax-Lien & Distress Report
Cumberland County, Tennessee · High Vacancy market
Scored purely from public records, 38558 (Cumberland County, Tennessee) returns a low composite of 16/100. Environmental exposure also runs high (climate & FEMA risk (62/100)). Latent structural risk is 33/100 while live distress already moving reads 3/100. Leading the profile are structural risk (33/100), institutional ownership (23/100), construction/permit lag (21/100). By contrast, construction/permit lag (21/100) and mortgage stress (11/100) register low.
The market reads peak — home values rose 2.0% year on year, and 50% higher over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
A median home runs $357,700 here, or 4.3 times local income. The poverty rate is 7.8%. Households earn a median $75,000 — near the roughly $78,000 national figure. Around 33% of adults hold a bachelor's degree or higher. On demographic stress specifically, 38558 scores 27/100. The ZIP holds roughly 5,733 housing units. Rent burden reaches 26% of tenant households. Population is roughly 9,270 with a median age of 70. 90% of housing is owner-occupied. The vacancy rate is 13.9% — elevated.
On the whole, 38558 leans distressed, with opportunity clustered in specific stressed parcels. While 38558 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 38558 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Cumberland County, Tennessee and the nation. Nothing here is interpolated — where a source is thin for 38558, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 16/100 figure for 38558 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 38558 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 38558
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
38558 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 38558, the same set carried on every parcel.
Nearby ZIPs in Cumberland County
More distress data near 38558
More ZIP, county and state distress intelligence connected to Cumberland County, Tennessee.
Get the full acquisition report for 38558
See who owns each distressed property in 38558, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology