ZIP 38578 Property Distress & Foreclosure Data

ZIP code 38578 in Cumberland County, Tennessee carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (38/100), structural risk (38/100), institutional ownership (26/100). institutional ownership (26/100) and mortgage stress (11/100) stay muted. On the structural side it scores 38/100, with 3/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (62/100).

Prices here sit in a peak phase: values rose 3.1% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 5.5% — low. 146 residents call 38578 home, typically aged 73. The demographic-stress sub-score lands at 33/100. Around 33% of renters are cost-burdened. At $38,214, median income runs below typical U.S. levels. The typical home is worth about $178,100 (4.3× income). 63% of housing is owner-occupied. The vacancy rate is 41.5% — elevated. Around 43% of adults hold a bachelor's degree or higher. The ZIP holds roughly 103 housing units.

Taken together, 38578 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.