ZIP 38554 Foreclosure, Tax-Lien & Distress Report
Overton County, Tennessee · High Vacancy market
ZIP code 38554 in Overton County, Tennessee carries a composite property-distress score of 8/100 — a minimal reading on DLRadar's deterministic distress index. Structurally it carries 16/100, against 4/100 of stress already in motion. The sharpest non-environmental signals are institutional ownership (25/100), structural risk (16/100), mortgage stress (13/100). By contrast, structural risk (16/100) and mortgage stress (13/100) register low.
The peak-phase market in 38554 posted values that rose 2.0% over the year (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $35,250 — below the roughly $78,000 national figure. There are about 481 housing units across 38554. On demographic stress specifically, 38554 scores 39/100. About 13% have a four-year degree. Rent burden reaches 61% of tenant households. About 751 people live here, median age 50. The vacancy rate is 27.5% — elevated. Owners hold 78% of homes, renters 22%. 21.2% of residents fall below the poverty threshold. A median home runs $161,700 here, or 3.8 times local income.
Taken together, 38554 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 38554 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 38554 runs hot or quiet, its 8/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38554 can be compared directly against any other ZIP in Overton County, Tennessee or nationwide. 38554 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
38554's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 38554 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 38554 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 38554 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 38554, the same set carried on every parcel.
Overton County ZIPs near 38554
Nearest ZIP codes to 38554
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Tennessee distress
Additional distress intelligence spanning Overton County, Tennessee by ZIP, county and state.
Open the complete 38554 acquisition file
See who owns each distressed property in 38554, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology