ZIP 38554 Property Distress & Foreclosure Data

Overton County, Tennessee's ZIP 38554 registers 18/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 42/100 structural and 4/100 already moving. The most distinctive pressure shows up in construction/permit lag (97/100), structural risk (42/100), institutional ownership (29/100). institutional ownership (29/100) and mortgage stress (13/100) stay muted.

Prices here sit in a peak phase: values rose 3.1% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $35,250, median income runs below typical U.S. levels. The ZIP holds roughly 481 housing units. The demographic-stress sub-score lands at 39/100. Around 13% of adults hold a bachelor's degree or higher. Around 61% of renters are cost-burdened. 751 residents call 38554 home, typically aged 50. The vacancy rate is 27.5% — elevated. 78% of housing is owner-occupied. The poverty rate is 21.2% — high, a tax-stress and distress correlate. The typical home is worth about $161,700 (3.8× income, relatively affordable).

Taken together, 38554 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.