ZIP 38570 Foreclosure, Tax-Lien & Distress Report

ZIP code 38570 in Overton County, Tennessee carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. Structural exposure scores 20 and live distress 4 on the 0–100 scale. What sets it apart are the readings on institutional ownership (25/100), structural risk (20/100), construction/permit lag (17/100). construction/permit lag (17/100) and mortgage stress (13/100) stay muted.

The market reads peak — home values rose 2.0% year on year, and 25% higher over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $37,652, below the U.S. median near $78,000. About 13% have a four-year degree. 18.9% of residents fall below the poverty threshold. The ZIP holds roughly 4,617 housing units. The typical home is worth about $163,800 (4.1× income). 10,020 residents call 38570 home, typically aged 44. Around 31% of renters are cost-burdened. On demographic stress specifically, 38570 scores 34/100. The tenure split is 76% owner-occupied to 24% rented. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal.

Overall, 38570 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 38570 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 38570 runs hot or quiet, its 10/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38570 can be compared directly against any other ZIP in Overton County, Tennessee or nationwide. Nothing here is interpolated — where a source is thin for 38570, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

38570's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 38570 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.