ZIP 38541 Foreclosure, Tax-Lien & Distress Report
Overton County, Tennessee · Distress market
In Overton County, Tennessee, ZIP 38541 scores 12 of 100 for composite distress, a minimal level on DLRadar's distress index. Latent structural risk is 26/100 while live distress already moving reads 5/100. Property-level stress concentrates in institutional ownership (31/100), structural risk (26/100), construction/permit lag (25/100). By contrast, construction/permit lag (25/100) and mortgage stress (15/100) register low.
Prices here sit in a peak phase: values rose 2.5% over the trailing year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
There are about 774 housing units across 38541. The poverty rate is 16.4% — high, a tax-stress and distress correlate. On demographic stress specifically, 38541 scores 40/100. Around 10% of adults hold a bachelor's degree or higher. Median household income is $37,321, below the U.S. median near $78,000. 80% of housing is owner-occupied. The vacancy rate is 6.7%. The typical home is worth about $220,900 (5.4× income). Rent burden reaches 59% of tenant households. Population is roughly 1,584 with a median age of 58.
Overall, 38541 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 38541 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 38541 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38541 can be compared directly against any other ZIP in Overton County, Tennessee or nationwide. 38541 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
38541's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 38541 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 38541
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 38541 by the numbers
Current distress, phase, housing and lender-pressure figures for 38541, drawn from the same report attached to each property.
Adjacent Overton County ZIP reports
Nearest ZIP codes to 38541
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Overton County, Tennessee — ZIP, county and statewide.
Open the complete 38541 acquisition file
Pull every distressed parcel in 38541 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
No modelling: every input is a public record · methodology