ZIP 38541 Foreclosure, Tax-Lien & Distress Report

ZIP code 38541 in Overton County, Tennessee carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 39/100, with 5/100 of stress already active. What sets it apart are the readings on construction/permit lag (67/100), structural risk (39/100), institutional ownership (36/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (15/100).

The peak-phase market in 38541 posted values that rose 4.3% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 774 housing units. Roughly 16.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 38541 scores 40/100. About 10% have a four-year degree. Households earn a median $37,321 — below the roughly $78,000 national figure. The tenure split is 80% owner-occupied to 20% rented. The vacancy rate is 6.7%. A median home runs $220,900 here, or 5.4 times local income. Around 59% of renters are cost-burdened. Population is roughly 1,584 with a median age of 58.

On balance 38541 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.