ZIP 38549 Property Distress & Foreclosure Data

Composite property distress in 38549 (Pickett County, Tennessee) lands at 6/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 12/100, with 5/100 of stress already active. The sharpest non-environmental signals are institutional ownership (27/100), mortgage stress (16/100), structural risk (12/100). By contrast, mortgage stress (16/100) and structural risk (12/100) register low.

The market reads expansion — home values rose 5.2% year on year, and 12% higher over three years (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 34.9% — elevated. About 4,142 people live here, median age 48. The ZIP holds roughly 2,604 housing units. Educational attainment sits at 17% bachelor's-or-above. Median household income is $50,202, below the U.S. median near $78,000. Owners hold 79% of homes, renters 21%. Around 33% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 35/100. 28.3% of residents fall below the poverty threshold. Home values center near $169,000, an affordability ratio of 3.3× — accessible.

Net-net, 38549 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

6/100
Composite stress
12/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 38549

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk5
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Pickett County

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