ZIP 38549 Foreclosure, Tax-Lien & Distress Report

ZIP 38549's composite property-distress score is 10/100 - DLRadar classes that as minimal for Pickett County, Tennessee. Leading the profile are institutional ownership (38/100), structural risk (24/100), mortgage stress (16/100). On the quiet end sit structural risk (24/100) and mortgage stress (16/100). Structural exposure scores 24 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100).

The market reads peak — home values rose 2.9% year on year, and 12% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 34.9%, above the national norm and a classic distress-and-opportunity signal. About 4,142 people live here, median age 48. There are about 2,604 housing units across 38549. Around 17% of adults hold a bachelor's degree or higher. At $50,202, median income runs below typical U.S. levels. The tenure split is 79% owner-occupied to 21% rented. Around 33% of renters are cost-burdened. The demographic-stress sub-score lands at 35/100. The poverty rate is 28.3% — high, a tax-stress and distress correlate. Home values center near $169,000, an affordability ratio of 3.3× — accessible.

Net-net, 38549 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 38549 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 38549's 10/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 38549 reflects the current record instead of a stale or modeled snapshot.

38549's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 38549 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.