ZIP 42717 Foreclosure, Tax-Lien & Distress Report

ZIP code 42717 in Cumberland County, Kentucky carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are institutional ownership (43/100), structural risk (23/100), mortgage stress (20/100). structural risk (23/100) and mortgage stress (20/100) stay muted. On the structural side it scores 23/100, with 6/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (78/100).

The expansion-phase market in 42717 posted values that rose 5.3% over the year, and 52% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $39,744, below the U.S. median near $78,000. Rent burden reaches 30% of tenant households. The ZIP holds roughly 3,373 housing units. 5,964 residents call 42717 home, typically aged 45. Around 17% of adults hold a bachelor's degree or higher. Vacancy runs 28.4%, above the national norm and a classic distress-and-opportunity signal. A median home runs $145,100 here, or 3.3 times local income. The demographic-stress sub-score lands at 35/100. Roughly 33.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 72% of housing is owner-occupied.

On the whole, 42717 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 42717 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 42717 read uses the identical public-record model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 42717 stays directly comparable to neighboring ZIPs and the rest of Cumberland County, Kentucky. 42717 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 42717 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. For an operator, 42717 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.