ZIP 42717 Property Distress & Foreclosure Data

ZIP code 42717 in Cumberland County, Kentucky carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (45/100), structural risk (24/100), mortgage stress (20/100). On the quiet end sit structural risk (24/100) and mortgage stress (20/100). The latent-versus-live split is 24/100 structural and 6/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (83/100)).

The peak-phase market in 42717 posted values that rose 4.7% over the year, and 52% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $39,744, median income runs below typical U.S. levels. Around 30% of renters are cost-burdened. The ZIP holds roughly 3,373 housing units. Population is roughly 5,964 with a median age of 45. Around 17% of adults hold a bachelor's degree or higher. The vacancy rate is 28.4% — elevated. The typical home is worth about $145,100 (3.3× income, relatively affordable). The demographic-stress sub-score lands at 35/100. The poverty rate is 33.8% — high, a tax-stress and distress correlate. 72% of housing is owner-occupied.

On the whole, 42717 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.