ZIP 42741 Foreclosure, Tax-Lien & Distress Report

Adair County, Kentucky's ZIP 42741 registers 21/100 composite distress, which DLRadar reads as low. Structurally it carries 47/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (78/100). Its standout signals are construction/permit lag (80/100), structural risk (47/100), institutional ownership (43/100). mortgage stress (19/100) stay muted.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $266,300. About 7% have a four-year degree. The tenure split is 80% owner-occupied to 20% rented. There are about 154 housing units across 42741. The demographic-stress sub-score lands at 41/100. 10.5% of residents fall below the poverty threshold. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. About 507 people live here, median age 43. Rent burden reaches 76% of tenant households.

Net-net, 42741 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 42741 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 42741 stays directly comparable to neighboring ZIPs and the rest of Adair County, Kentucky. 42741 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 42741 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. The point of the 42741 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.