ZIP 42539 Property Distress & Foreclosure Data

DLRadar grades ZIP 42539 (Casey County, Kentucky) at a low 18/100 for overall property distress. Property-level stress concentrates in institutional ownership (58/100), structural risk (40/100), mortgage stress (23/100). By contrast, mortgage stress (23/100) register low. On the structural side it scores 40/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (79/100), flood (NFIP) exposure (70/100).

The market reads peak — home values rose 4.7% year on year, and 20% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Households earn a median $39,988 — below the roughly $78,000 national figure. About 9,406 people live here, median age 41. Roughly 24.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 4,458 housing units. About 12% have a four-year degree. The tenure split is 74% owner-occupied to 26% rented. On demographic stress specifically, 42539 scores 34/100. A median home runs $130,500 here, or 3.2 times local income. Around 42% of renters are cost-burdened. The vacancy rate is 16.2% — elevated.

Net-net, 42539 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

18/100
Composite stress
40/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 42539

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk32
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Casey County

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