ZIP 40484 Property Distress & Foreclosure Data

Lincoln County, Kentucky's ZIP 40484 registers 22/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), flood (NFIP) exposure (70/100). The most distinctive pressure shows up in institutional ownership (55/100), construction/permit lag (53/100), structural risk (51/100). By contrast, mortgage stress (21/100) register low. Structural exposure scores 51 and live distress 6 on the 0–100 scale.

The market reads peak — home values rose 4.5% year on year, and 27% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 5,763 housing units across 40484. The tenure split is 74% owner-occupied to 26% rented. About 12,517 people live here, median age 43. Households earn a median $54,566 — below the roughly $78,000 national figure. About 18% have a four-year degree. Vacancy runs 9.7%. Roughly 17.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 33% of tenant households. A median home runs $165,500 here, or 2.8 times local income. On demographic stress specifically, 40484 scores 29/100.

Net-net, 40484 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.