ZIP 40422 Foreclosure, Tax-Lien & Distress Report

In Boyle County, Kentucky, ZIP 40422 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (68/100), structural risk (41/100), institutional ownership (29/100). On the quiet end sit institutional ownership (29/100) and mortgage stress (14/100). Structural risk reads 41/100 against active distress of 4/100.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 15% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 25,997 people live here, median age 38. Roughly 14.9% live below the poverty line. 65% of housing is owner-occupied. About 29% have a four-year degree. The vacancy rate is 8.2%. Around 36% of renters are cost-burdened. The ZIP holds roughly 10,740 housing units. At $60,926, median income runs below typical U.S. levels. The typical home is worth about $220,400 (3.5× income, relatively affordable). The demographic-stress sub-score lands at 31/100.

Overall, 40422 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 40422 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 40422 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40422 can be compared directly against any other ZIP in Boyle County, Kentucky or nationwide. Where the public record is thin for 40422, the field stays empty rather than modeled, and fills in as new documents post.

The 19/100 figure for 40422 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 40422 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.