ZIP 40422 Property Distress & Foreclosure Data

In Boyle County, Kentucky, ZIP 40422 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (65/100)). Its standout signals are construction/permit lag (40/100), structural risk (37/100), institutional ownership (36/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (14/100). Structural exposure scores 37 and live distress 4 on the 0–100 scale.

The peak-phase market in 40422 posted values that rose 4.5% over the year, and 15% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 25,997 with a median age of 38. The poverty rate is 14.9%. 65% of housing is owner-occupied. Around 29% of adults hold a bachelor's degree or higher. Vacancy runs 8.2%. Rent burden reaches 36% of tenant households. There are about 10,740 housing units across 40422. At $60,926, median income runs below typical U.S. levels. The typical home is worth about $220,400 (3.5× income, relatively affordable). The demographic-stress sub-score lands at 31/100.

On balance 40422 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

17/100
Composite stress
37/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 40422

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk42
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Boyle County

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