ZIP 40328 Property Distress & Foreclosure Data

In Marion County, Kentucky, ZIP 40328 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (72/100). On the structural side it scores 39/100, with 5/100 of stress already active. Its standout signals are institutional ownership (43/100), construction/permit lag (39/100), structural risk (39/100). By contrast, structural risk (39/100) and mortgage stress (17/100) register low.

The market reads peak — home values rose 4.6% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 561 housing units. On demographic stress specifically, 40328 scores 28/100. About 1,016 people live here, median age 51. Around 31% of renters are cost-burdened. Roughly 18.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 5% have a four-year degree. The vacancy rate is 35.4% — elevated. A median home runs $95,600 here, or 1.9 times local income. Households earn a median $43,359 — below the roughly $78,000 national figure. The tenure split is 92% owner-occupied to 8% rented.

Net-net, 40328 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.