ZIP 40328 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 40328 (Marion County, Kentucky) returns a low composite of 18/100. Environmental exposure also runs high (FEMA disaster exposure (62/100)). Structurally it carries 39/100, against 5/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (48/100), structural risk (39/100), institutional ownership (38/100). On the quiet end sit institutional ownership (38/100) and mortgage stress (17/100).

The market reads expansion — home values rose 5.0% year on year (phase confidence 29/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 561 housing units. The demographic-stress sub-score lands at 28/100. About 1,016 people live here, median age 51. Rent burden reaches 31% of tenant households. The poverty rate is 18.0% — high, a tax-stress and distress correlate. Around 5% of adults hold a bachelor's degree or higher. The vacancy rate is 35.4% — elevated. The typical home is worth about $95,600 (1.9× income, relatively affordable). Households earn a median $43,359 — below the roughly $78,000 national figure. Owners hold 92% of homes, renters 8%.

Taken together, 40328 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 40328 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 40328 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40328 can be compared directly against any other ZIP in Marion County, Kentucky or nationwide. Sparse data for 40328 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 40328's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 40328 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.