ZIP 40009 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 40009 (Marion County, Kentucky) returns a minimal composite of 13/100. It additionally carries heavy environmental risk: FEMA disaster exposure (66/100). The latent-versus-live split is 28/100 structural and 5/100 already moving. Property-level stress concentrates in institutional ownership (36/100), structural risk (28/100), mortgage stress (16/100). On the quiet end sit mortgage stress (16/100) and construction/permit lag (15/100).

The expansion-phase market in 40009 posted values that rose 5.1% over the year, at 31/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $59,250, below the U.S. median near $78,000. The tenure split is 90% owner-occupied to 10% rented. The poverty rate is 18.6% — high, a tax-stress and distress correlate. Rent burden reaches 26% of tenant households. 1,564 residents call 40009 home, typically aged 37. There are about 802 housing units across 40009. Educational attainment sits at 12% bachelor's-or-above. A median home runs $66,800 here, or 1.0 times local income. DLRadar's demographic-stress index for the area reads 23/100. Vacancy runs 18.2%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 40009 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 40009 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 40009's 13/100 can be lined up against any neighbor in Marion County, Kentucky or any ZIP coast to coast. Where the public record is thin for 40009, the field stays empty rather than modeled, and fills in as new documents post.

The 13/100 figure for 40009 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 40009 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.