Kentucky Property Distress & Foreclosure Data

Kentucky is scored county by county and ZIP by ZIP in DLRadar's deterministic public-record distress index. By market phase, the county split is 106 peak, 14 expansion. The dominant market phase statewide is peak (avg HPI +4.6% YoY). The state covers 120 scored counties and 780 ZIP codes, averaging 25/100 composite distress.

Among the hardest-hit are Warren County, Fayette County, Muhlenberg County, Mclean County, Jefferson County.

At the ZIP level, the highest distress in Kentucky shows up in 40160 (36/100), 40162 (36/100), 42701 (36/100), 42724 (36/100), 42732 (36/100).

A county-level read across Kentucky follows.

For Adair County, DLRadar reads a peak market with home prices up 4.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Allen County is in a expansion market phase, with home prices up 5.4% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Anderson County sits in a peak phase, showing home prices up 4.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). In Ballard County, the housing market is peak: home prices up 2.9% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Barren County currently reads peak — home prices up 4.5% year over year, holding at its recent peak, bank/credit headwind of 1/100 (light). Bath County is in a peak market phase, with home prices up 4.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Bell County is in a peak market phase, with home prices up 4.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light).

In Boone County, the housing market is peak: home prices up 4.5% year over year, holding at its recent peak, bank/credit headwind of 1/100 (light). For Bourbon County, DLRadar reads a expansion market with home prices up 5.3% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Boyd County is in a expansion market phase, with home prices up 7.2% year over year, holding at its recent peak, bank/credit headwind of 1/100 (light). Boyle County is in a peak market phase, with home prices up 4.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Bracken County currently reads peak — home prices up 4.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Breathitt County sits in a peak phase, showing home prices up 4.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Breckinridge County is in a peak market phase, with home prices up 4.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light).

Bullitt County sits in a peak phase, showing home prices up 3.8% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Butler County currently reads expansion — home prices up 5.4% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Caldwell County, DLRadar reads a peak market with home prices up 4.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Calloway County, DLRadar reads a peak market with home prices up 4.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Campbell County currently reads peak — home prices up 4.5% year over year, holding at its recent peak, bank/credit headwind of 1/100 (light). Carlisle County currently reads peak — home prices up 2.9% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Carroll County currently reads peak — home prices up 4.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light).

Carter County sits in a expansion phase, showing home prices up 7.2% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Casey County, DLRadar reads a peak market with home prices up 4.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Christian County, DLRadar reads a peak market with home prices up 2.8% year over year, sitting 1.2% below its recent peak, bank/credit headwind of 1/100 (light). Clark County currently reads expansion — home prices up 5.3% year over year, holding at its recent peak, bank/credit headwind of 2/100 (light). Clay County is in a peak market phase, with home prices up 4.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Clinton County, DLRadar reads a peak market with home prices up 4.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Crittenden County sits in a peak phase, showing home prices up 4.7% year over year, holding at its recent peak, bank/credit headwind of 1/100 (light).

In Cumberland County, the housing market is peak: home prices up 4.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Daviess County currently reads peak — home prices up 3.8% year over year, sitting 2.4% below its recent peak, bank/credit headwind of 1/100 (light). Edmonson County sits in a expansion phase, showing home prices up 5.4% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Elliott County is in a peak market phase, with home prices up 4.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Estill County is in a peak market phase, with home prices up 4.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Fayette County, DLRadar reads a expansion market with home prices up 5.3% year over year, holding at its recent peak, bank/credit headwind of 16/100. In Fleming County, the housing market is peak: home prices up 4.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light).

Floyd County sits in a peak phase, showing home prices up 4.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Franklin County is in a peak market phase, with home prices up 4.5% year over year, holding at its recent peak, bank/credit headwind of 1/100 (light). Fulton County currently reads peak — home prices up 4.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Gallatin County sits in a peak phase, showing home prices up 4.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Garrard County sits in a peak phase, showing home prices up 4.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Grant County currently reads peak — home prices up 4.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Graves County is in a peak market phase, with home prices up 4.5% year over year, holding at its recent peak, bank/credit headwind of 2/100 (light).

Grayson County is in a peak market phase, with home prices up 4.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Green County is in a peak market phase, with home prices up 4.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). In Greenup County, the housing market is expansion: home prices up 7.2% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Hancock County currently reads peak — home prices up 4.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). In Hardin County, the housing market is peak: home prices up 2.3% year over year, holding at its recent peak, bank/credit headwind of 1/100 (light). In Harlan County, the housing market is peak: home prices up 4.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). In Harrison County, the housing market is peak: home prices up 4.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light).

Hart County currently reads peak — home prices up 4.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light).

DLRadar scores Kentucky the same way it scores every state: deterministic public-record signals (foreclosure, mortgage, tax, lien, bank and climate) combined into one 0–100 distress reading per area. A peak-leaning state like Kentucky rewards drilling past the average into the specific counties and ZIPs that stand out.

Browse Kentucky by county below, or jump into a specific ZIP's distress profile. DLRadar unlocks every distressed property in Kentucky — owner, address, APN, per-parcel score, bank exposure and exit-velocity read.