Kentucky Foreclosures, Tax Liens & Distressed Properties

DLRadar reads Kentucky from the parcel up: foreclosure, tax, mortgage and lender records rolled into one score per ZIP. Statewide, counties skew expansion, prices up 5.0% on average. Across the state the phase mix is 69 expansion, 49 peak, 2 contraction. 120 counties and 780 ZIPs are tracked statewide, averaging 25/100.

The most stressed counties include Leslie County, Grant County, Menifee County, Trigg County, Knott County — each with a full county distress report.

Statewide ZIP distress tops out at 42001 (37/100), 42003 (37/100), 42086 (37/100), 40025 (36/100), 40041 (36/100).

Here is the county-by-county distress and phase picture for Kentucky.

Adair County is in its expansion phase, up 5.3% on the year, headwind 17/100. Allen County: peak, up 2.1% on the year, bank stress 18/100. Anderson County is in its peak phase, up 4.4% on the year, lender pressure 22/100. Ballard County is expansion (up 11.3% on the year, bank stress 71/100). Barren County is peak (up 4.4% on the year, bank stress 41/100). DLRadar reads Bath County as peak — prices up 4.4%, headwind 61/100. Bell County — peak, values rising 4.4%.

Boone County: peak, up 3.5% on the year, bank stress 48/100. Bourbon County sits in expansion, up 5.9% on the year, lender pressure 54/100. Boyd County reads expansion — appreciation near 7.3%. Boyle County is peak (homes +4.4% YoY, headwind 46/100). DLRadar reads Bracken County as peak — values rising 3.5%, a 51/100 lender reading. Breathitt County is expansion (homes +5.3% YoY, bank stress 20/100). Breckinridge County — expansion, prices up 5.3%, a 23/100 lender reading.

Bullitt County: peak, values rising 3.8%, headwind 29/100. Butler County reads peak — prices up 2.1%, bank stress 86/100. Caldwell County: expansion, homes +5.3% YoY, headwind 47/100. Calloway County sits in peak, appreciation near 4.4%, lender pressure 71/100. Campbell County is in its peak phase, appreciation near 3.5%, bank stress 41/100. DLRadar reads Carlisle County as expansion — up 11.3% on the year, bank stress 52/100. Carroll County reads expansion — up 5.3% on the year, bank stress 69/100.

Carter County — expansion, appreciation near 7.3%, lender pressure 32/100. DLRadar reads Casey County as expansion — up 5.3% on the year, bank stress 74/100. In Christian County, peak: appreciation near 1.9%, 2.5% below peak, lender pressure 43/100. Clark County is in its expansion phase, up 5.9% on the year, a 45/100 lender reading. Clay County sits in peak, values rising 4.4%, lender pressure 87/100. DLRadar reads Clinton County as expansion — values rising 5.3%, bank stress 52/100. DLRadar reads Crittenden County as expansion — appreciation near 5.3%, lender pressure 66/100.

Cumberland County is expansion (values rising 5.3%). In Daviess County, expansion: homes +11.4% YoY, lender pressure 54/100. Edmonson County — peak, up 2.1% on the year, bank stress 38/100. Elliott County is expansion (appreciation near 5.3%). Estill County: peak, values rising 4.4%, lender pressure 64/100. Fayette County is expansion (homes +5.9% YoY, headwind 42/100). In Fleming County, expansion: appreciation near 5.3%, lender pressure 26/100.

Floyd County sits in peak, values rising 4.4%, lender pressure 35/100. Franklin County — peak, prices up 4.4%, a 53/100 lender reading. Fulton County: expansion, appreciation near 5.3%, bank stress 30/100. Gallatin County sits in peak, values rising 3.5%, headwind 44/100. Garrard County is in its expansion phase, values rising 5.3%, headwind 41/100. Grant County — peak, up 3.5% on the year, headwind 100/100. Graves County — peak, prices up 4.4%, bank stress 84/100.

DLRadar reads Grayson County as expansion — up 5.3% on the year, headwind 32/100. DLRadar reads Green County as peak — prices up 4.4%, headwind 39/100. Greenup County sits in expansion, up 7.3% on the year, headwind 65/100. Hancock County sits in expansion, prices up 5.3%, bank stress 67/100. DLRadar reads Hardin County as contraction — down 1.1% on the year, 1.9% below peak, a 48/100 lender reading. Harlan County is in its expansion phase, prices up 5.3%, headwind 61/100. Harrison County — expansion, homes +5.3% YoY, bank stress 33/100.

Hart County is in its expansion phase, prices up 5.3%.

Behind every Kentucky number is a public record: foreclosure, tax, mortgage, lien, bank and climate signals, each traceable and rolled up from parcel to ZIP to county. Since Kentucky runs expansion overall, the edge is in the divergence — the counties and ZIPs that don't match the headline.

Browse Kentucky by county below, or jump into a specific ZIP's distress profile. Inside DLRadar, each Kentucky parcel carries owner, mailing address, APN, a distress score, lender exposure and exit-velocity read.

Regardless of Kentucky's statewide average, the whole state runs through one nationwide scoring engine — foreclosure, tax, lien, mortgage and bank-stress signals — so Kentucky stays directly comparable to any other state you track. Every figure is traceable: Kentucky signals trace to public federal and county records, so the read reflects the documents, not an estimate.

At the county level, the markets DLRadar flags first are Leslie County, Grant County, Menifee County, Trigg County, Knott County ; the top ZIP codes are 42001 (37/100), 42003 (37/100), 42086 (37/100), 40025 (36/100), 40041 (36/100).

Each Kentucky score is a composite, blending foreclosure filings, mortgage stress, tax delinquency, liens and local lender headwind so two markets with the same total can differ sharply underneath.

The way to act on Kentucky doesn't change with the state: open the top-ranked county, follow it down to the hottest ZIPs, and finish at the specific parcels driving the distress — and DLRadar carries the Kentucky deal from that signal through capital and closing.

Since every input is public and rules-based, any Kentucky reading can be reconciled against its source documents — the public foreclosure, tax, lien, price and bank-stress sources — so nothing about the Kentucky read is a black box.