Lawrence County, KY: Foreclosures, Tax Liens & Distressed Properties

Lawrence County, KY, Kentucky: 10 ZIP codes scored, Lawrence County, KY averaging 20/100 (low, Lawrence, KY), from 16 to 33. Lawrence County, KY is in its expansion phase (Lawrence, KY confidence 37/100): Lawrence, KY home prices up 7.3% (Lawrence, KY) over twelve months. Lawrence County, KY lender headwind: 21/100.

Highest-scoring Lawrence County, KY ZIPs: 41129 (33/100), 41254 (25/100), 41132 (22/100), 41232 (20/100), 41124 (17/100), 41159 (17/100). Also scored in Lawrence County, KY: 41201, 41230, 41264, 41180.

Across Lawrence County, KY's scored ZIPs: median home value $114,814, household income $51,223, 21.7% vacancy, 18.7% poverty, 74% owner-occupied, median age 42.1.

Lawrence County, KY insurance distress 43/100 (#1,271 in the US); FEMA hazard 84/100 for Lawrence, KY; 12 federal disaster declarations in Lawrence County, KY since 2023; Lawrence, KY construction distress 3/100.

4 banks with 4 branches lend in Lawrence County, KY; Lawrence, KY weighted bank stress 52/100, highest 73/100 in Lawrence, KY.

Lawrence County, KY unemployment 6.3% (Lawrence, KY -0.8 pts, six months); Lawrence, KY home prices +8.1% a year (Lawrence, KY) over three years.

7,604 housing units in Lawrence County, KY; 1,460 Lawrence, KY renter households; 34% of Lawrence, KY renters spend 30%+ of income on rent, 10% (Lawrence, KY) half or more.

Lawrence County, KY ranks #490 nationally on the opportunity index (Lawrence, KY, among all ranked counties); Lawrence, KY scores 33.5/100 and Lawrence, KY sits #38 inside Kentucky. Lawrence, KY is in the peak_opportunity opportunity phase; Lawrence, KY's primary driver is vacancy, Lawrence, KY second driver bank institutional; Lawrence, KY moved up 523 places. 4 short-sale listings across Lawrence, KY; 98 days on market observed in Lawrence, KY; 17.4% vacancy over 10 Lawrence, KY ZIPs.

No CFPB county sample covers Lawrence County, KY. The metro area reading for Lawrence, KY (Huntington-Ashland, WV-KY-OH): 1.2% ninety-plus days late; Lawrence, KY's thirty-to-eighty-nine share is 3.3% (Lawrence, KY, December 2025 data); Kentucky overall 1.0%.

Lawrence County, KY has 2 watched banks; 2 Lawrence, KY banks sit in an elevated band. Lawrence, KY footprints: Citizens Bank Of Ky Inc (1 branch, stress 58) in Lawrence, KY; Kentucky Farmers Bank Corp (1 branch, stress 29) in Lawrence, KY.

HUD lists 2 assisted multifamily properties in Lawrence County, KY with 43 units; 22 Lawrence, KY units are assisted.

1,262 of the 7,604 housing units in Lawrence, KY sit vacant.