ZIP 41132 Property Distress & Foreclosure Data

ZIP code 41132 in Carter County, Kentucky carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (65/100), structural risk (61/100), construction/permit lag (50/100). It additionally carries heavy environmental risk: FEMA disaster exposure (92/100), flood (NFIP) exposure (71/100). The latent-versus-live split is 61/100 structural and 0/100 already moving.

The market reads expansion — home values rose 7.2% year on year (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 516 people live here, median age 29. Roughly 15.3% live below the poverty line. Around 0% of renters are cost-burdened. Households earn a median $40,405 — below the roughly $78,000 national figure. The tenure split is 56% owner-occupied to 44% rented. About 4% have a four-year degree. The ZIP holds roughly 240 housing units. On demographic stress specifically, 41132 scores 26/100. The vacancy rate is 10.3%.

Net-net, 41132 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

27/100
Composite stress
61/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 41132

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk51
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Carter County

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