ZIP 41102 Foreclosure, Tax-Lien & Distress Report

ZIP code 41102 in Boyd County, Kentucky carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 78 and live distress 7 on the 0–100 scale. The pressure is most legible in construction/permit lag (100/100), structural risk (78/100), institutional ownership (58/100). By contrast, mortgage stress (24/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), FEMA disaster exposure (73/100), climate & FEMA risk (71/100).

The expansion-phase market in 41102 posted values that rose 7.3% over the year, and 18% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $153,800 (2.2× income, relatively affordable). Owners hold 75% of homes, renters 25%. There are about 8,965 housing units across 41102. Roughly 15.6% live below the poverty line. On demographic stress specifically, 41102 scores 28/100. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $68,110 — below the roughly $78,000 national figure. Educational attainment sits at 20% bachelor's-or-above. About 20,779 people live here, median age 43. Rent burden reaches 37% of tenant households.

Net-net, 41102 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 41102 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 41102 read uses the identical public-record model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 41102 stays directly comparable to neighboring ZIPs and the rest of Boyd County, Kentucky. Sparse data for 41102 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 34/100 figure for 41102 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 41102 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.