ZIP 41102 Property Distress & Foreclosure Data

DLRadar grades ZIP 41102 (Boyd County, Kentucky) at a low 25/100 for overall property distress. Structural risk reads 54/100 against active distress of 7/100. Property-level stress concentrates in institutional ownership (62/100), structural risk (54/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), FEMA disaster exposure (81/100), climate & FEMA risk (71/100).

The market reads expansion — home values rose 7.2% year on year, and 18% higher over three years, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $153,800 here, or 2.2 times local income. The tenure split is 75% owner-occupied to 25% rented. There are about 8,965 housing units across 41102. Roughly 15.6% live below the poverty line. On demographic stress specifically, 41102 scores 28/100. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $68,110 — below the roughly $78,000 national figure. About 20% have a four-year degree. About 20,779 people live here, median age 43. Rent burden reaches 37% of tenant households.

Net-net, 41102 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.