ZIP 41129 Foreclosure, Tax-Lien & Distress Report

ZIP 41129's composite property-distress score is 33/100 - DLRadar classes that as moderate for Boyd County, Kentucky. The pressure is most legible in construction/permit lag (100/100), structural risk (74/100), institutional ownership (55/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (75/100), climate & FEMA risk (68/100), flood (NFIP) exposure (66/100). Structurally it carries 74/100, against 7/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 7.3% over the trailing year, and 16% higher over three years (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $151,500 (2.5× income, relatively affordable). There are about 4,157 housing units across 41129. At $60,438, median income runs below typical U.S. levels. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. Around 18% of adults hold a bachelor's degree or higher. Owners hold 78% of homes, renters 22%. Around 40% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. 15.7% of residents fall below the poverty threshold. About 8,417 people live here, median age 50.

Taken together, 41129 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 41129 at the moment; the composite and its components are still built from verifiable public records.

Whether 41129 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 41129 can be compared directly against any other ZIP in Boyd County, Kentucky or nationwide. Where the public record is thin for 41129, the field stays empty rather than modeled, and fills in as new documents post.

The 33/100 figure for 41129 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 41129 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.