ZIP 41129 Property Distress & Foreclosure Data

In Boyd County, Kentucky, ZIP 41129 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (59/100), structural risk (50/100), mortgage stress (23/100). By contrast, mortgage stress (23/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (82/100), climate & FEMA risk (68/100), flood (NFIP) exposure (66/100). The latent-versus-live split is 50/100 structural and 7/100 already moving.

The market reads expansion — home values rose 7.2% year on year, and 16% higher over three years (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $151,500 here, or 2.5 times local income. The ZIP holds roughly 4,157 housing units. Households earn a median $60,438 — below the roughly $78,000 national figure. The vacancy rate is 12.6% — elevated. About 18% have a four-year degree. The tenure split is 78% owner-occupied to 22% rented. Around 40% of renters are cost-burdened. On demographic stress specifically, 41129 scores 29/100. Roughly 15.7% live below the poverty line. About 8,417 people live here, median age 50.

Net-net, 41129 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.