Boyd County, KY: Foreclosures, Tax Liens & Distressed Properties
Boyd County, KY, Kentucky: 4 ZIP codes scored, Boyd County, KY averaging 34/100 (moderate, Boyd, KY), from 33 to 34. Boyd County, KY is in its expansion phase (Boyd, KY confidence 37/100): Boyd, KY home prices up 7.3% (Boyd, KY) over twelve months. Boyd County, KY lender headwind: 6/100.
Highest-scoring Boyd County, KY ZIPs: 41101 (34/100), 41102 (34/100), 41168 (34/100), 41129 (33/100).
Across Boyd County, KY's scored ZIPs: median home value $144,350, household income $61,859, 12.2% vacancy, 16.4% poverty, 76% owner-occupied, median age 41.8.
Boyd County, KY insurance distress 74/100 (#517 in the US); FEMA hazard 68/100 for Boyd, KY; 10 federal disaster declarations in Boyd County, KY since 2023; 15 Boyd, KY NFIP flood claims, $403K paid; Boyd, KY construction distress 100/100.
8 banks with 14 branches lend in Boyd County, KY; Boyd, KY weighted bank stress 48/100, highest 63/100 in Boyd, KY.
Boyd County, KY unemployment 4.9% (Boyd, KY -0.7 pts, six months); 1 new housing units permitted in Boyd County, KY over twelve months, Boyd, KY down 90% from 10; Boyd, KY home prices +7.0% a year (Boyd, KY) over three years.
21,742 housing units in Boyd County, KY; 6,010 Boyd, KY renter households; 40% of Boyd, KY renters spend 30%+ of income on rent, 20% (Boyd, KY) half or more.
Boyd County, KY ranks #819 nationally on the opportunity index (Boyd, KY, among all ranked counties); Boyd, KY scores 31.9/100 and Boyd, KY sits #55 inside Kentucky. Boyd, KY is in the early_signal opportunity phase; Boyd, KY's primary driver is construction, Boyd, KY second driver vacancy; Boyd, KY moved down 361 places. 2 short-sale listings across Boyd, KY; 42 days on market observed in Boyd, KY; 12.6% vacancy over 4 Boyd, KY ZIPs.
No CFPB county sample covers Boyd County, KY. The metro area reading for Boyd, KY (Huntington-Ashland, WV-KY-OH): 1.2% ninety-plus days late; Boyd, KY's thirty-to-eighty-nine share is 3.3% (Boyd, KY, December 2025 data); Kentucky overall 1.0%.
Boyd County, KY has 4 watched banks; 4 Boyd, KY banks sit in an elevated band. Boyd, KY footprints: Kentucky Farmers Bank Corp (3 branches, stress 29) in Boyd, KY; Community Trust Bank Inc (2 branches, stress 47) in Boyd, KY; Citizens Bank Of Ky Inc (1 branch, stress 58) in Boyd, KY.
HUD lists 2 assisted multifamily properties in Boyd County, KY with 73 units; 73 Boyd, KY units are assisted, 1 Boyd, KY properties under project-based Section 8.
2,433 of the 21,742 housing units in Boyd, KY sit vacant. Boyd County, KY permitted 0 multifamily units in twelve months; Boyd, KY's one-to-four unit structures added 1 units in Boyd County, KY.