ZIP 41101 Property Distress & Foreclosure Data

In Boyd County, Kentucky, ZIP 41101 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (63/100), structural risk (55/100), mortgage stress (24/100). mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), FEMA disaster exposure (82/100), climate & FEMA risk (70/100). On the structural side it scores 55/100, with 7/100 of stress already active.

Prices here sit in a expansion phase: values rose 7.2% over the trailing year, and 22% higher over three years (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $53,491, below the U.S. median near $78,000. 21.0% of residents fall below the poverty threshold. 19,331 residents call 41101 home, typically aged 40. Around 34% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 23% bachelor's-or-above. Owners hold 59% of homes, renters 41%. The ZIP holds roughly 9,052 housing units. Home values center near $121,600, an affordability ratio of 2.3× — accessible. The vacancy rate is 11.4% — elevated.

Taken together, 41101 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.