ZIP 45645 Property Distress & Foreclosure Data

Composite property distress in 45645 (Lawrence County, Ohio) lands at 16/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (74/100), climate & FEMA risk (71/100)). The sharpest non-environmental signals are structural risk (36/100), institutional ownership (17/100), mortgage stress (9/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (9/100). Structural risk reads 36/100 against active distress of 3/100.

The expansion-phase market in 45645 posted values that rose 7.2% over the year, at 41/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $99,800 here, or 1.6 times local income. Households earn a median $53,056 — below the roughly $78,000 national figure. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 93% owner-occupied to 7% rented. Rent burden reaches 12% of tenant households. Roughly 28.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 2,709 with a median age of 45. There are about 1,157 housing units across 45645. On demographic stress specifically, 45645 scores 24/100. About 12% have a four-year degree.

On the whole, 45645 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.