Ohio Foreclosures, Tax Liens & Distressed Properties

Every Ohio county and ZIP carries a DLRadar distress score built from county and parcel records. The phase distribution across counties: 61 peak, 25 expansion, 2 contraction. Statewide, 1,233 ZIPs in 88 counties are scored (avg 19/100). Most Ohio counties sit in a peak phase, with home prices up 4.3% year over year.

Among the hardest-hit are Pike County, Meigs County, Ottawa County, Sandusky County, Ashtabula County.

By ZIP, Ohio distress peaks in 43002 (32/100), 43004 (32/100), 43026 (32/100), 43081 (32/100), 43085 (32/100).

County by county, here is how market phase and distress break down across Ohio.

DLRadar reads Adams County as expansion — prices up 6.0%, a 59/100 lender reading. In Allen County, expansion: values rising 11.0%, lender pressure 40/100. Ashland County is peak (prices up 3.9%, lender pressure 36/100). Ashtabula County is in its peak phase, homes +3.8% YoY, bank stress 71/100. Athens County: peak, values rising 3.9%, lender pressure 57/100. DLRadar reads Auglaize County as peak — homes +3.9% YoY, lender pressure 49/100. DLRadar reads Belmont County as contraction — values off 0.5%, a 55/100 lender reading.

Brown County — peak, homes +3.5% YoY, bank stress 57/100. Butler County: peak, up 3.5% on the year, headwind 42/100. In Carroll County, expansion: up 6.4% on the year, bank stress 68/100. Champaign County — peak, values rising 3.9%, bank stress 25/100. Clark County is in its peak phase, values rising 1.6%, bank stress 35/100. Clermont County — peak, values rising 3.5%, headwind 45/100. Clinton County — peak, appreciation near 3.9%, lender pressure 50/100.

Columbiana County is in its peak phase, values rising 3.9%, bank stress 59/100. Coshocton County sits in peak, values rising 3.9%, headwind 25/100. Crawford County is peak (values rising 3.9%, lender pressure 60/100). Cuyahoga County: peak, appreciation near 3.8%, lender pressure 63/100. Darke County is peak (appreciation near 3.9%, headwind 28/100). Defiance County — peak, homes +3.9% YoY, a 48/100 lender reading. Delaware County is peak (homes +3.0% YoY, headwind 48/100).

Erie County is in its expansion phase, up 5.9% on the year, headwind 52/100. Fairfield County: peak, appreciation near 3.0%, headwind 48/100. Fayette County sits in peak, up 3.9% on the year, headwind 52/100. Franklin County is peak (up 3.0% on the year, a 45/100 lender reading). Fulton County — peak, prices up 3.0%, headwind 53/100. Gallia County reads peak — up 3.9% on the year, a 62/100 lender reading. In Geauga County, peak: up 3.8% on the year, a 44/100 lender reading.

In Greene County, peak: appreciation near 4.6%, a 46/100 lender reading. Guernsey County reads peak — appreciation near 3.9%, bank stress 49/100. Hamilton County: peak, appreciation near 3.5%, a 40/100 lender reading. DLRadar reads Hancock County as peak — values rising 3.9%, lender pressure 49/100. Hardin County is expansion (appreciation near 6.0%, headwind 63/100). In Harrison County, expansion: homes +6.0% YoY, a 49/100 lender reading. Henry County is expansion (homes +6.0% YoY, a 31/100 lender reading).

Highland County — expansion, homes +6.0% YoY, headwind 60/100. In Hocking County, peak: values rising 3.0%, bank stress 52/100. Holmes County sits in expansion, appreciation near 6.0%, a 64/100 lender reading. Huron County sits in peak, appreciation near 3.9%, lender pressure 32/100. Jackson County is in its expansion phase, prices up 6.0%, a 38/100 lender reading. DLRadar reads Jefferson County as expansion — up 8.5% on the year, lender pressure 59/100. Knox County reads peak — appreciation near 3.9%, lender pressure 26/100.

Lake County reads peak — up 3.8% on the year, lender pressure 64/100. In Lawrence County, expansion: values rising 7.3%, a 35/100 lender reading. Licking County is in its peak phase, prices up 3.0%, a 38/100 lender reading. Logan County: peak, appreciation near 3.9%, a 65/100 lender reading. Lorain County — peak, homes +3.8% YoY, lender pressure 60/100. DLRadar reads Lucas County as peak — up 3.0% on the year, bank stress 50/100. Madison County is peak (homes +3.0% YoY, bank stress 53/100).

Mahoning County — peak, values rising 3.8%, headwind 44/100.

Ohio opportunity phases: 64 weak, 16 early_signal, 7 watchlist, 1 peak_opportunity; Ohio average index 26.1. Best-ranked Ohio counties: Morgan #241 (35.4), vacancy; Gallia #740 (32.2), construction; Carroll #897 (31.6), construction in Ohio; Jackson #920 (31.5), vacancy; Noble #964 (31.3), vacancy; Perry #992 (31.2), construction.

Ohio mortgages ninety-plus days late: 1.0%; Ohio thirty-to-eighty-nine days late 2.4% (December 2025); 20 Ohio counties sit in the CFPB sample; highest Ohio county readings: Lucas 1.5%, Lake 1.3%, Mahoning 1.3%, Cuyahoga 1.3%, Montgomery 1.3%.

Ohio county unemployment averages 3.5% across 88 counties; Ohio permitted 32,482 housing units in twelve months (13,994 multifamily); 429,200 of 5,292,391 Ohio housing units are vacant; 1,594,003 Ohio renter households, 37.5% spending 30%+ of income on rent.

Ohio ZIP price-cycle phases: 14,272 peak, 3,810 expansion, 1,787 contraction, 1,248 neutral, 534 recovery.