Darke County, OH: Foreclosures, Tax Liens & Distressed Properties
Darke County, OH, Ohio: 25 ZIP codes scored, Darke County, OH averaging 15/100 (low, Darke, OH), from 12 to 23. Darke County, OH is in its peak phase (Darke, OH confidence 28/100): Darke, OH home prices up 3.9% (Darke, OH) over twelve months. Darke County, OH lender headwind: 28/100.
Highest-scoring Darke County, OH ZIPs: 45309 (23/100), 45318 (20/100), 45337 (18/100), 45308 (16/100), 45303 (15/100), 45304 (15/100). Also scored in Darke County, OH: 45328, 45331, 45332, 45338, 45346, 45348, 45350, 45351, 45352, 45358.
Across Darke County, OH's scored ZIPs: median home value $190,076, household income $70,928, 6.2% vacancy, 8.3% poverty, 80% owner-occupied, median age 39.4.
Darke County, OH insurance distress 5/100 (#2,475 in the US); FEMA hazard 0/100 for Darke, OH; 2 federal disaster declarations in Darke County, OH since 2023; 1 Darke, OH NFIP flood claims; Darke, OH construction distress 49/100.
11 banks with 23 branches lend in Darke County, OH; Darke, OH weighted bank stress 53/100, highest 94/100 in Darke, OH.
Darke County, OH unemployment 3.2% (Darke, OH -1.6 pts, six months); 60 new housing units permitted in Darke County, OH over twelve months, Darke, OH up 2% from 59; Darke, OH home prices +10.5% a year (Darke, OH) over three years.
22,651 housing units in Darke County, OH; 5,973 Darke, OH renter households; 33% of Darke, OH renters spend 30%+ of income on rent, 13% (Darke, OH) half or more.
Darke County, OH ranks #2,838 nationally on the opportunity index (Darke, OH, among all ranked counties); Darke, OH scores 24.2/100 and Darke, OH sits #63 inside Ohio. Darke, OH is in the weak opportunity phase; Darke, OH's primary driver is bank institutional, Darke, OH second driver construction; Darke, OH moved up 208 places. 5 short-sale listings across Darke, OH; 76 days on market observed in Darke, OH; 5.7% vacancy over 25 Darke, OH ZIPs.
No CFPB county sample covers Darke County, OH. The non-metro area reading for Darke, OH: 1.4% ninety-plus days late; Darke, OH's thirty-to-eighty-nine share is 3.4% (Darke, OH, December 2025 data); Ohio overall 1.0%.
Darke County, OH has 11 watched banks; 11 Darke, OH banks sit in an elevated band. Darke, OH footprints: Greenville National Bank (7 branches, stress 48) in Darke, OH; Park National Bank (5 branches, stress 42) in Darke, OH; Farmers State Bank (3 branches, stress 59) in Darke, OH.
HUD lists 2 assisted multifamily properties in Darke County, OH with 50 units; 50 Darke, OH units are assisted, 2 Darke, OH properties under project-based Section 8.
1,354 of the 22,651 housing units in Darke, OH sit vacant. Darke County, OH permitted 9 multifamily units in twelve months; Darke, OH's one-to-four unit structures added 51 units in Darke County, OH.
Darke County ZIPs ranked by distress
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The value is in the overlap - where cycle, credit and ZIP-level distress all point the same way.
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