Darke County, OH: Foreclosures, Tax Liens & Distressed Properties

Darke County, Ohio is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. Lender pressure in Darke County registers 28/100 — a contained bank-stress headwind. Across its ZIPs, composite distress spans 12 to 24 out of 100. The county spans 25 scored ZIP codes, averaging 15/100 composite distress.

Currently peak, Darke County saw prices rise 3.9% year over year (phase confidence 28/100). With values leveling off, distress turns selective as the ZIP scores below show.

Near the cycle top at +3.9% YoY (28/100 confidence), selectivity rules so the headline market won't hand it over. A contained 28/100 bank headwind favors owner-driven distress more than bank stock.

By composite, 45309 (24/100), 45318 (18/100), 45337 (17/100), 45304 (15/100), 45308 (15/100), 45380 (15/100) top the county — tap any ZIP to go deeper. Coverage extends to 45388, 45303, 45328, 45331, 45332, 45338, 45346, 45347, 45348, 45350 among others.

Demographically, the Darke County ZIPs on file show a median household income near $70,928 (near the US norm), a median age of 39.4, 8.3% of households below the poverty line, 80% of homes owner-occupied, vacancy near 6.2%, typical home values near $190,076. Income, equity and tenure like these drive who is forced to sell and how readily the market absorbs it.

Darke County, Ohio's 15/100 average over 25 ZIPs says the opportunity hides below the average for a disciplined buyer. Inside DLRadar, each Darke County property carries owner, APN and address, a distress score plus a funding-to-closing path.

No county is too small to score: Darke County, Ohio runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Darke County's numbers mean exactly what they mean anywhere else in Ohio.

In Darke County, Ohio, the scores are a targeting tool first: they tell you which ZIPs hold the distress and which owners are most likely under real financial pressure, so limited acquisition effort lands where it converts. All Darke County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

The ZIP breakdown for Darke County leads with 45309 (24/100), 45318 (18/100), 45337 (17/100), 45304 (15/100), 45308 (15/100), 45380 (15/100). DLRadar also scores 45388, 45303, 45328, 45331, 45332, 45338, 45346, 45347 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Darke County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.