ZIP 45338 Property Distress & Foreclosure Data

DLRadar grades ZIP 45338 (Preble County, Ohio) at a minimal 13/100 for overall property distress. The latent-versus-live split is 28/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (54/100), structural risk (28/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 4.9% year on year, and 26% higher over three years (phase confidence 43/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,900 housing units. 13.3% of residents fall below the poverty threshold. Median household income is $75,462, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 26/100. Home values center near $191,900, an affordability ratio of 2.5× — accessible. About 4,782 people live here, median age 39. Around 26% of renters are cost-burdened. Owners hold 77% of homes, renters 23%. Educational attainment sits at 11% bachelor's-or-above. The vacancy rate is 4.3%.

Net-net, 45338 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

13/100
Composite stress
28/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 45338

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk47
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Preble County

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