ZIP 45381 Foreclosure, Tax-Lien & Distress Report

ZIP 45381's composite property-distress score is 14/100 - DLRadar classes that as minimal for Preble County, Ohio. The split runs 31/100 structural to 1/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (55/100), structural risk (31/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted.

The expansion-phase market in 45381 posted values that rose 5.8% over the year, and 24% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $72,772, near the U.S. median near $78,000. The poverty rate is 10.6%. Around 16% of renters are cost-burdened. 83% of housing is owner-occupied. Around 19% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 24/100. There are about 2,441 housing units across 45381. 5,662 residents call 45381 home, typically aged 43. The typical home is worth about $204,900 (2.7× income, relatively affordable). The vacancy rate is 4.2%.

Net-net, 45381 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 45381 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 45381's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 45381, the field stays empty rather than modeled, and fills in as new documents post.

45381's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 45381 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.