ZIP 45381 Property Distress & Foreclosure Data

ZIP code 45381 in Preble County, Ohio carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 28/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (44/100), structural risk (28/100), institutional ownership (4/100). On the quiet end sit institutional ownership (4/100) and mortgage stress (3/100).

The expansion-phase market in 45381 posted values that rose 5.0% over the year, and 24% higher over three years (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $72,772 — near the roughly $78,000 national figure. Roughly 10.6% live below the poverty line. Around 16% of renters are cost-burdened. The tenure split is 83% owner-occupied to 17% rented. About 19% have a four-year degree. On demographic stress specifically, 45381 scores 24/100. The ZIP holds roughly 2,441 housing units. Population is roughly 5,662 with a median age of 43. A median home runs $204,900 here, or 2.7 times local income. The vacancy rate is 4.2%.

On balance 45381 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.