ZIP 45315 Property Distress & Foreclosure Data

DLRadar grades ZIP 45315 (Montgomery County, Ohio) at a low 23/100 for overall property distress. Structural risk reads 53/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (79/100)). Property-level stress concentrates in structural risk (53/100), construction/permit lag (38/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100).

The expansion-phase market in 45315 posted values that rose 7.0% over the year, and 22% higher over three years, at 40/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 4,804 with a median age of 49. Rent burden reaches 44% of tenant households. A median home runs $213,300 here, or 2.2 times local income. Vacancy runs 0.8%. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. There are about 2,222 housing units across 45315. The tenure split is 83% owner-occupied to 17% rented. About 41% have a four-year degree. On demographic stress specifically, 45315 scores 22/100. Households earn a median $84,186 — near the roughly $78,000 national figure.

Broadly, 45315 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.