ZIP 45402 Property Distress & Foreclosure Data

Montgomery County, Ohio's ZIP 45402 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (38/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). On the structural side it scores 53/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (79/100)).

The expansion-phase market in 45402 posted values that rose 7.0% over the year, and 7% higher over three years (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $45,386 — below the roughly $78,000 national figure. Roughly 24.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 31% of renters are cost-burdened. About 30% have a four-year degree. The ZIP holds roughly 6,434 housing units. On demographic stress specifically, 45402 scores 33/100. The tenure split is 37% owner-occupied to 63% rented. A median home runs $135,700 here, or 2.3 times local income. The vacancy rate is 27.8% — elevated. Population is roughly 9,964 with a median age of 36.

On the whole, 45402 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.