ZIP 45066 Foreclosure, Tax-Lien & Distress Report

ZIP 45066's composite property-distress score is 21/100 - DLRadar classes that as low for Warren County, Ohio. Leading the profile are structural risk (46/100), construction/permit lag (37/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (63/100)). Latent structural risk is 46/100 while live distress already moving reads 2/100.

The market reads peak — home values rose 3.5% year on year, and 18% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Rent burden reaches 30% of tenant households. 2.9% of residents fall below the poverty threshold. Households earn a median $122,208 — above the roughly $78,000 national figure. 26,663 residents call 45066 home, typically aged 38. Home values center near $393,500, an affordability ratio of 3.0× — accessible. On demographic stress specifically, 45066 scores 21/100. Around 57% of adults hold a bachelor's degree or higher. 90% of housing is owner-occupied. The ZIP holds roughly 9,953 housing units. The vacancy rate is 4.1%.

On balance, 45066 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 45066 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 45066 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 45066 stays directly comparable to neighboring ZIPs and the rest of Warren County, Ohio. Where the public record is thin for 45066, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 figure for 45066 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 45066 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.