ZIP 45241 Property Distress & Foreclosure Data

ZIP code 45241 in Hamilton County, Ohio carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 45/100 against active distress of 2/100. What sets it apart are the readings on structural risk (45/100), institutional ownership (18/100), mortgage stress (8/100). mortgage stress (8/100) and construction/permit lag (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (80/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 30% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $314,500 (3.1× income, relatively affordable). 74% of housing is owner-occupied. 23,545 residents call 45241 home, typically aged 47. There are about 11,133 housing units across 45241. Vacancy runs 4.8%. At $94,943, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 24/100. Around 48% of adults hold a bachelor's degree or higher. The poverty rate is 4.4% — low. Rent burden reaches 33% of tenant households.

On balance, 45241 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.