Hamilton County, OH: Foreclosures, Tax Liens & Distressed Properties
Hamilton County, OH, Ohio: 58 ZIP codes scored, Hamilton County, OH averaging 27/100 (low, Hamilton, OH), from 23 to 27. Hamilton County, OH is in its peak phase (Hamilton, OH confidence 24/100): Hamilton, OH home prices up 3.5% (Hamilton, OH) over twelve months. Hamilton County, OH lender headwind: 40/100.
Highest-scoring Hamilton County, OH ZIPs: 45001 (27/100), 45002 (27/100), 45030 (27/100), 45033 (27/100), 45041 (27/100), 45051 (27/100). Also scored in Hamilton County, OH: 45052, 45111, 45174, 45202, 45203, 45204, 45205, 45206, 45207, 45208.
Across Hamilton County, OH's scored ZIPs: median home value $270,220, household income $79,673, 7.3% vacancy, 16.5% poverty, 59% owner-occupied, median age 38.5.
Hamilton County, OH insurance distress 69/100 (#657 in the US); FEMA hazard 52/100 for Hamilton, OH; 2 federal disaster declarations in Hamilton County, OH since 2023 (2 flood); 134 Hamilton, OH NFIP flood claims, $5.8M paid.
32 banks with 233 branches lend in Hamilton County, OH; Hamilton, OH weighted bank stress 59/100, highest 88/100 in Hamilton, OH.
Hamilton County, OH unemployment 3.7% (Hamilton, OH -0.5 pts, six months); 1,679 new housing units permitted in Hamilton County, OH over twelve months, Hamilton, OH up 95% from 861; Hamilton, OH home prices +10.2% a year (Hamilton, OH) over three years.
381,356 housing units in Hamilton County, OH; 144,418 Hamilton, OH renter households; 45% of Hamilton, OH renters spend 30%+ of income on rent, 24% (Hamilton, OH) half or more.
Hamilton County, OH ranks #2,888 nationally on the opportunity index (Hamilton, OH, among all ranked counties); Hamilton, OH scores 23.9/100 and Hamilton, OH sits #67 inside Ohio. Hamilton, OH is in the weak opportunity phase; Hamilton, OH's primary driver is bank institutional, Hamilton, OH second driver vacancy; Hamilton, OH moved up 238 places. 62 short-sale listings across Hamilton, OH; 98 days on market observed in Hamilton, OH; 7.0% vacancy over 58 Hamilton, OH ZIPs.
0.9% of Hamilton County, OH mortgages were ninety-plus days late in December 2025; Hamilton, OH's thirty-to-eighty-nine-day share was 2.0% (CFPB county sample). Hamilton, OH's ninety-day rate is up 0.3 points on twelve months earlier; the Hamilton, OH peak since 2008 was 4.0% in January 2010; Ohio overall reads 1.0%.
Hamilton County, OH has 20 watched banks; 20 Hamilton, OH banks sit in an elevated band. Hamilton, OH footprints: Fifth Third Bank Na (43 branches, stress 62) in Hamilton, OH; U S Bank National Assn (25 branches, stress 67) in Hamilton, OH; First Financial Bank (20 branches, stress 47) in Hamilton, OH.
HUD lists 67 assisted multifamily properties in Hamilton County, OH with 5,603 units; 4,147 Hamilton, OH units are assisted, 35 Hamilton, OH properties under project-based Section 8.
26,617 of the 381,356 housing units in Hamilton, OH sit vacant. Hamilton County, OH permitted 1,019 multifamily units in twelve months; Hamilton, OH's one-to-four unit structures added 660 units in Hamilton County, OH.