ZIP 45001 Foreclosure, Tax-Lien & Distress Report
Hamilton County, Ohio · High Vacancy market
Hamilton County, Ohio's ZIP 45001 registers 27/100 composite distress, which DLRadar reads as low. Latent structural risk is 59/100 while live distress already moving reads 3/100. What sets it apart are the readings on structural risk (59/100), institutional ownership (53/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (94/100).
The peak-phase market in 45001 posted values that rose 3.5% over the year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 863 people live here, median age 29. Home values center near $105,700, an affordability ratio of 2.7× — accessible. Roughly 34.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 17.6% — elevated. 40% of housing is owner-occupied. There are about 374 housing units across 45001. The demographic-stress sub-score lands at 38/100. Median household income is $44,861, below the U.S. median near $78,000. Rent burden reaches 29% of tenant households. About 8% have a four-year degree.
On the whole, 45001 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 45001 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 45001 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 27/100 figure for 45001 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 45001 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 45001 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 45001 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 45001, the same set carried on every parcel.
Adjacent Hamilton County ZIP reports
Nearest ZIP codes to 45001
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Hamilton County, Ohio by ZIP, county and state.
See every distressed parcel in 45001
The full 45001 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology