ZIP 45248 Property Distress & Foreclosure Data

DLRadar grades ZIP 45248 (Hamilton County, Ohio) at a low 21/100 for overall property distress. Property-level stress concentrates in structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low. On the structural side it scores 47/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (95/100).

The market reads peak — home values rose 4.5% year on year, and 22% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 1.9%. Around 24% of renters are cost-burdened. Median household income is $81,731, near the U.S. median near $78,000. Educational attainment sits at 34% bachelor's-or-above. Owners hold 89% of homes, renters 11%. About 23,287 people live here, median age 42. DLRadar's demographic-stress index for the area reads 21/100. Home values center near $217,100, an affordability ratio of 2.5× — accessible. 5.4% of residents fall below the poverty threshold. The ZIP holds roughly 9,663 housing units.

Overall 45248 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.