ZIP 45239 Property Distress & Foreclosure Data

DLRadar grades ZIP 45239 (Hamilton County, Ohio) at a low 21/100 for overall property distress. Property-level stress concentrates in structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (95/100). The latent-versus-live split is 47/100 structural and 3/100 already moving.

The market reads peak — home values rose 4.5% year on year, and 22% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Median household income is $58,276, below the U.S. median near $78,000. 15.0% of residents fall below the poverty threshold. The ZIP holds roughly 12,909 housing units. Educational attainment sits at 26% bachelor's-or-above. Around 48% of renters are cost-burdened. About 29,035 people live here, median age 34. The vacancy rate is 7.0%. DLRadar's demographic-stress index for the area reads 31/100. Home values center near $171,100, an affordability ratio of 2.7× — accessible. Owners hold 59% of homes, renters 41%.

Net-net, 45239 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.