ZIP 45232 Property Distress & Foreclosure Data

ZIP code 45232 in Hamilton County, Ohio carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 47 and live distress 3 on the 0–100 scale. What sets it apart are the readings on structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). institutional ownership (21/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (95/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 37% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

7,257 residents call 45232 home, typically aged 26. There are about 3,238 housing units across 45232. 20% of housing is owner-occupied. Vacancy runs 4.7%. Rent burden reaches 42% of tenant households. The poverty rate is 42.1% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 46/100. At $25,232, median income runs below typical U.S. levels. The typical home is worth about $130,500 (4.8× income). Around 15% of adults hold a bachelor's degree or higher.

Taken together, 45232 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.