ZIP 45232 Foreclosure, Tax-Lien & Distress Report
Hamilton County, Ohio · High Poverty market
ZIP 45232's composite property-distress score is 21/100 - DLRadar classes that as low for Hamilton County, Ohio. On the structural side it scores 47/100, with 3/100 of stress already active. Property-level stress concentrates in structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (9/100). It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (95/100).
The peak-phase market in 45232 posted values that rose 3.5% over the year, and 37% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 7,257 people live here, median age 26. There are about 3,238 housing units across 45232. The tenure split is 20% owner-occupied to 80% rented. Vacancy runs 4.7%. Rent burden reaches 42% of tenant households. The poverty rate is 42.1% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 46/100. Households earn a median $25,232 — below the roughly $78,000 national figure. Home values center near $130,500, an affordability ratio of 4.8×. Around 15% of adults hold a bachelor's degree or higher.
On the whole, 45232 leans distressed, with opportunity clustered in specific stressed parcels. 45232 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 45232 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 45232 reflects the current record instead of a stale or modeled snapshot.
The 21/100 for 45232 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 45232 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 45232 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 45232 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 45232, the same set carried on every parcel.
Other Hamilton County ZIP codes
More distress data near 45232
Additional distress intelligence spanning Hamilton County, Ohio by ZIP, county and state.
Get the full acquisition report for 45232
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Deterministic scoring, sourced entirely from public data · methodology