ZIP 45229 Foreclosure, Tax-Lien & Distress Report

Hamilton County, Ohio's ZIP 45229 registers 27/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 58/100 structural and 3/100 already moving. Its heaviest discrete signals: structural risk (58/100), institutional ownership (49/100), mortgage stress (9/100). mortgage stress (9/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (94/100)).

The peak-phase market in 45229 posted values that rose 3.5% over the year, and 11% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

14,000 residents call 45229 home, typically aged 38. The ZIP holds roughly 7,652 housing units. Home values center near $285,900, an affordability ratio of 10.3× — stretched. About 31% have a four-year degree. 29% of housing is owner-occupied. Vacancy runs 13.6%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 56% of tenant households. On demographic stress specifically, 45229 scores 62/100. 40.9% of residents fall below the poverty threshold. Median household income is $30,829, below the U.S. median near $78,000.

Net-net, 45229 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 45229 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 45229 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45229 can be compared directly against any other ZIP in Hamilton County, Ohio or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 45229 shows blanks, not estimates, wherever the record is sparse.

The 27/100 for 45229 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 45229 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.