ZIP 45230 Property Distress & Foreclosure Data

Composite property distress in 45230 (Hamilton County, Ohio) lands at 21/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (95/100). The sharpest non-environmental signals are structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low. Structural risk reads 47/100 against active distress of 3/100.

The market reads peak — home values rose 4.5% year on year, and 22% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 26,923 people live here, median age 40. Rent burden reaches 35% of tenant households. Home values center near $262,100, an affordability ratio of 2.7× — accessible. Owners hold 74% of homes, renters 26%. Vacancy runs 2.9%. There are about 12,157 housing units across 45230. 9.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 23/100. Median household income is $87,100, near the U.S. median near $78,000. Educational attainment sits at 54% bachelor's-or-above.

Overall 45230 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.