ZIP 45240 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 45240 (Hamilton County, Ohio) at a low 21/100 for overall property distress. The sharpest non-environmental signals are structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (95/100). Structural exposure scores 47 and live distress 3 on the 0–100 scale.

The peak-phase market in 45240 posted values that rose 3.5% over the year, and 23% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Median household income is $66,918, below the U.S. median near $78,000. About 29,453 people live here, median age 37. Roughly 16.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 32% have a four-year degree. The ZIP holds roughly 11,196 housing units. On demographic stress specifically, 45240 scores 29/100. The tenure split is 60% owner-occupied to 40% rented. Home values center near $203,700, an affordability ratio of 2.6× — accessible. Rent burden reaches 39% of tenant households. Vacancy runs 1.6%.

Overall, 45240 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 45240 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 45240 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 45240 shows blanks, not estimates, wherever the record is sparse.

The 21/100 figure for 45240 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 45240 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.