ZIP 45240 Foreclosure, Tax-Lien & Distress Report
Hamilton County, Ohio · Affordable market
DLRadar grades ZIP 45240 (Hamilton County, Ohio) at a low 27/100 for overall property distress. The sharpest non-environmental signals are structural risk (58/100), institutional ownership (49/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (94/100). Structural exposure scores 58 and live distress 3 on the 0–100 scale.
The peak-phase market in 45240 posted values that rose 3.5% over the year, and 23% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.
Median household income is $66,918, below the U.S. median near $78,000. About 29,453 people live here, median age 37. Roughly 16.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 32% have a four-year degree. The ZIP holds roughly 11,196 housing units. On demographic stress specifically, 45240 scores 29/100. The tenure split is 60% owner-occupied to 40% rented. Home values center near $203,700, an affordability ratio of 2.6× — accessible. Rent burden reaches 39% of tenant households. Vacancy runs 1.6%.
Overall, 45240 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 45240 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 45240 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 45240 shows blanks, not estimates, wherever the record is sparse.
The 27/100 figure for 45240 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 45240 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 45240 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 45240 by the numbers
A live read on 45240: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Ohio distress
Keep going: ZIP, county and state distress coverage for Hamilton County, Ohio.
See every distressed parcel in 45240
The full 45240 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology