ZIP 45246 Property Distress & Foreclosure Data

ZIP code 45246 in Hamilton County, Ohio carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (45/100), institutional ownership (17/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and construction/permit lag (6/100). The latent-versus-live split is 45/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (77/100)).

The peak-phase market in 45246 posted values that rose 4.5% over the year, and 26% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $70,150 — near the roughly $78,000 national figure. A median home runs $205,500 here, or 2.7 times local income. Roughly 13.6% live below the poverty line. The ZIP holds roughly 6,415 housing units. The vacancy rate is 8.6%. On demographic stress specifically, 45246 scores 31/100. Around 48% of renters are cost-burdened. Population is roughly 13,925 with a median age of 38. About 32% have a four-year degree. The tenure split is 56% owner-occupied to 44% rented.

On balance 45246 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.