ZIP 45246 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45246 (Hamilton County, Ohio) lands at 21/100 — low on DLRadar's public-record scoring. Property-level stress concentrates in structural risk (46/100), institutional ownership (20/100), mortgage stress (7/100). institutional ownership (20/100) and mortgage stress (7/100) stay muted. Structural risk reads 46/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (92/100)).

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 26% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $70,150 — near the roughly $78,000 national figure. The typical home is worth about $205,500 (2.7× income, relatively affordable). The poverty rate is 13.6%. The ZIP holds roughly 6,415 housing units. The vacancy rate is 8.6%. The demographic-stress sub-score lands at 31/100. Around 48% of renters are cost-burdened. 13,925 residents call 45246 home, typically aged 38. About 32% have a four-year degree. 56% of housing is owner-occupied.

Overall, 45246 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 45246 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 45246's 21/100 can be lined up against any neighbor in Hamilton County, Ohio or any ZIP coast to coast. Sparse data for 45246 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 45246's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 45246 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.