ZIP 45249 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 45249 (Hamilton County, Ohio) returns a low composite of 27/100. Latent structural risk is 58/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (92/100). Its heaviest discrete signals: structural risk (58/100), institutional ownership (50/100), mortgage stress (9/100). mortgage stress (9/100) stay muted.

The market reads peak — home values rose 3.5% year on year, and 28% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 3.6%. 65% of housing is owner-occupied. A median home runs $495,000 here, or 4.5 times local income. Rent burden reaches 31% of tenant households. There are about 5,981 housing units across 45249. The poverty rate is 6.5% — low. Population is roughly 14,219 with a median age of 40. On demographic stress specifically, 45249 scores 27/100. Households earn a median $107,227 — above the roughly $78,000 national figure. Around 71% of adults hold a bachelor's degree or higher.

Net-net, 45249 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 45249 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 45249 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45249 can be compared directly against any other ZIP in Hamilton County, Ohio or nationwide. Nothing here is interpolated — where a source is thin for 45249, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 27/100 figure for 45249 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 45249 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.