ZIP 45249 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 45249 (Hamilton County, Ohio) returns a low composite of 21/100. Latent structural risk is 47/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (93/100). Its heaviest discrete signals: structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). institutional ownership (21/100) and mortgage stress (9/100) stay muted.

The market reads peak — home values rose 3.5% year on year, and 28% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 3.6%. 65% of housing is owner-occupied. A median home runs $495,000 here, or 4.5 times local income. Rent burden reaches 31% of tenant households. There are about 5,981 housing units across 45249. The poverty rate is 6.5% — low. Population is roughly 14,219 with a median age of 40. On demographic stress specifically, 45249 scores 27/100. Households earn a median $107,227 — above the roughly $78,000 national figure. Around 71% of adults hold a bachelor's degree or higher.

Overall 45249 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 45249 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 45249 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45249 can be compared directly against any other ZIP in Hamilton County, Ohio or nationwide. Nothing here is interpolated — where a source is thin for 45249, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 figure for 45249 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 45249 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.