ZIP 45242 Property Distress & Foreclosure Data

In Hamilton County, Ohio, ZIP 45242 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (95/100). The latent-versus-live split is 47/100 structural and 3/100 already moving.

The market reads peak — home values rose 4.5% year on year, and 32% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 5.6%. 4.8% of residents fall below the poverty threshold. The ZIP holds roughly 9,561 housing units. Around 45% of renters are cost-burdened. Educational attainment sits at 70% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 25/100. Home values center near $447,100, an affordability ratio of 3.5× — accessible. Owners hold 77% of homes, renters 23%. Median household income is $120,869, above the U.S. median near $78,000. About 22,253 people live here, median age 42.

Overall 45242 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.