ZIP 45242 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 45242 (Hamilton County, Ohio) returns a low composite of 21/100. The most distinctive pressure shows up in structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (9/100). It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (95/100). Latent structural risk is 47/100 while live distress already moving reads 3/100.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 32% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 5.6%. The poverty rate is 4.8% — low. The ZIP holds roughly 9,561 housing units. Rent burden reaches 45% of tenant households. About 70% have a four-year degree. On demographic stress specifically, 45242 scores 25/100. A median home runs $447,100 here, or 3.5 times local income. The tenure split is 77% owner-occupied to 23% rented. Households earn a median $120,869 — above the roughly $78,000 national figure. 22,253 residents call 45242 home, typically aged 42.

Broadly, 45242 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 45242 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 45242, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 figure for 45242 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 45242 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.