ZIP 45251 Property Distress & Foreclosure Data

In Hamilton County, Ohio, ZIP 45251 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low. On the structural side it scores 47/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (95/100).

The market reads peak — home values rose 4.5% year on year, and 25% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Median household income is $75,620, near the U.S. median near $78,000. 9.4% of residents fall below the poverty threshold. About 20,561 people live here, median age 39. Around 51% of renters are cost-burdened. Educational attainment sits at 25% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 28/100. The vacancy rate is 6.2%. The ZIP holds roughly 8,415 housing units. Home values center near $185,300, an affordability ratio of 2.3× — accessible. Owners hold 76% of homes, renters 24%.

Net-net, 45251 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.