ZIP 45218 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45218 (Hamilton County, Ohio) lands at 21/100 — low on DLRadar's public-record scoring. The split runs 47/100 structural to 3/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (95/100). The sharpest non-environmental signals are structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 16% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

3,815 residents call 45218 home, typically aged 40. Home values center near $179,900, an affordability ratio of 2.3× — accessible. Vacancy runs 3.1%. 63% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100. Around 39% of renters are cost-burdened. The poverty rate is 8.9%. The ZIP holds roughly 1,555 housing units. At $74,617, median income runs near typical U.S. levels. Around 30% of adults hold a bachelor's degree or higher.

Net-net, 45218 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 45218 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 45218 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 45218, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 for 45218 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 45218 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.