ZIP 45220 Foreclosure, Tax-Lien & Distress Report

ZIP 45220's composite property-distress score is 21/100 - DLRadar classes that as low for Hamilton County, Ohio. Its standout signals are structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low. The split runs 47/100 structural to 3/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (95/100)).

The peak-phase market in 45220 posted values that rose 3.5% over the year, and 17% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $51,404, median income runs below typical U.S. levels. About 63% have a four-year degree. The poverty rate is 23.5% — high, a tax-stress and distress correlate. Rent burden reaches 37% of tenant households. The vacancy rate is 9.5%. Population is roughly 14,636 with a median age of 28. The ZIP holds roughly 7,350 housing units. On demographic stress specifically, 45220 scores 45/100. Home values center near $402,900, an affordability ratio of 7.5× — stretched. The tenure split is 27% owner-occupied to 74% rented.

On the whole, 45220 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 45220 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 45220 stays directly comparable to neighboring ZIPs and the rest of Hamilton County, Ohio. Where the public record is thin for 45220, the field stays empty rather than modeled, and fills in as new documents post.

Behind 45220's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 45220 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.