ZIP 45220 Property Distress & Foreclosure Data

DLRadar grades ZIP 45220 (Hamilton County, Ohio) at a low 21/100 for overall property distress. Property-level stress concentrates in structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). institutional ownership (21/100) and mortgage stress (9/100) stay muted. The latent-versus-live split is 47/100 structural and 3/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (95/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 17% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $51,404, median income runs below typical U.S. levels. Around 63% of adults hold a bachelor's degree or higher. The poverty rate is 23.5% — high, a tax-stress and distress correlate. Around 37% of renters are cost-burdened. The vacancy rate is 9.5%. 14,636 residents call 45220 home, typically aged 28. The ZIP holds roughly 7,350 housing units. The demographic-stress sub-score lands at 45/100. The typical home is worth about $402,900 (7.5× income, severely stretched). 27% of housing is owner-occupied.

Taken together, 45220 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.