ZIP 45013 Foreclosure, Tax-Lien & Distress Report
Butler County, Ohio · Distress market
On DLRadar's 0-100 public-record scale, ZIP 45013 in Butler County, Ohio comes in at 25, a low composite-distress reading. The most distinctive pressure shows up in structural risk (57/100), construction/permit lag (54/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (3/100) register low. The latent-versus-live split is 57/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (81/100).
The peak-phase market in 45013 posted values that rose 3.5% over the year, and 22% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.
Households earn a median $72,932 — near the roughly $78,000 national figure. The ZIP holds roughly 21,689 housing units. 9.9% of residents fall below the poverty threshold. Home values center near $232,200, an affordability ratio of 3.0× — accessible. Educational attainment sits at 23% bachelor's-or-above. 73% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. The vacancy rate is 6.1%. Rent burden reaches 32% of tenant households. About 53,533 people live here, median age 38.
Net-net, 45013 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 45013 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 45013 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 45013, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 45013's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 45013 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 45013
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 45013 Stress Report snapshot
A live read on 45013: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Unlock the full ZIP 45013 acquisition report
See who owns each distressed property in 45013, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology