ZIP 45013 Property Distress & Foreclosure Data

DLRadar grades ZIP 45013 (Butler County, Ohio) at a low 21/100 for overall property distress. Property-level stress concentrates in construction/permit lag (59/100), structural risk (46/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (3/100) stay muted. On the structural side it scores 46/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (92/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 22% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $72,932, median income runs near typical U.S. levels. The ZIP holds roughly 21,689 housing units. The poverty rate is 9.9%. The typical home is worth about $232,200 (3.0× income, relatively affordable). Around 23% of adults hold a bachelor's degree or higher. 73% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. The vacancy rate is 6.1%. Around 32% of renters are cost-burdened. 53,533 residents call 45013 home, typically aged 38.

Overall, 45013 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.