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ZIP 45015 Foreclosure, Tax-Lien & Distress Report

Butler County, Ohio · High Poverty market

On DLRadar's 0-100 public-record scale, ZIP 45015 in Butler County, Ohio comes in at 25, a low composite-distress reading. Its standout signals are construction/permit lag (57/100), structural risk (57/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (3/100) stay muted. The latent-versus-live split is 57/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (80/100).

The peak-phase market in 45015 posted values that rose 3.5% over the year, and 29% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $120,700, an affordability ratio of 2.6× — accessible. Roughly 20.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 6.4%. The demographic-stress sub-score lands at 32/100. Rent burden reaches 40% of tenant households. Educational attainment sits at 11% bachelor's-or-above. There are about 5,231 housing units across 45015. 11,102 residents call 45015 home, typically aged 36. Median household income is $45,543, below the U.S. median near $78,000. The tenure split is 56% owner-occupied to 44% rented.

Taken together, 45015 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 45015 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 45015 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. 45015 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

45015's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 45015 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

25/100
Composite stress
57/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 45015

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk92
9 further distress layers are graded for 45015

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

45015 at a glance

A live read on 45015: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Butler County ZIPs near 45015

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Every distressed parcel in 45015 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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