ZIP 45050 Property Distress & Foreclosure Data

Composite property distress in 45050 (Butler County, Ohio) lands at 21/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (90/100). The sharpest non-environmental signals are construction/permit lag (56/100), structural risk (46/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (4/100) register low. Structural risk reads 46/100 against active distress of 1/100.

The market reads peak — home values rose 4.5% year on year, and 24% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 0.8%. Owners hold 75% of homes, renters 25%. About 12,162 people live here, median age 36. There are about 4,288 housing units across 45050. DLRadar's demographic-stress index for the area reads 23/100. Median household income is $104,519, above the U.S. median near $78,000. Home values center near $293,100, an affordability ratio of 2.6× — accessible. 4.1% of residents fall below the poverty threshold. Educational attainment sits at 42% bachelor's-or-above. Rent burden reaches 33% of tenant households.

Overall 45050 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.