ZIP 45005 Foreclosure, Tax-Lien & Distress Report

Warren County, Ohio's ZIP 45005 registers 21/100 composite distress, which DLRadar reads as low. Structural exposure scores 46 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (63/100). Leading the profile are structural risk (46/100), construction/permit lag (37/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 23% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 6.0%. The ZIP holds roughly 13,422 housing units. Around 18% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100. Owners hold 73% of homes, renters 27%. 11.8% of residents fall below the poverty threshold. Population is roughly 31,906 with a median age of 40. Around 34% of renters are cost-burdened. The typical home is worth about $218,600 (2.7× income, relatively affordable). Median household income is $74,239, near the U.S. median near $78,000.

On balance 45005 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 45005 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 45005's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 45005 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 21/100 figure for 45005 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 45005 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.