ZIP 45005 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45005 (Warren County, Ohio) lands at 20/100 — low on DLRadar's public-record scoring. Structural exposure scores 45 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (64/100). The sharpest non-environmental signals are structural risk (45/100), construction/permit lag (33/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 4.5% year on year, and 23% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 6.0%. There are about 13,422 housing units across 45005. Educational attainment sits at 18% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 28/100. Owners hold 73% of homes, renters 27%. 11.8% of residents fall below the poverty threshold. About 31,906 people live here, median age 40. Rent burden reaches 34% of tenant households. Home values center near $218,600, an affordability ratio of 2.7× — accessible. Median household income is $74,239, near the U.S. median near $78,000.

Net-net, 45005 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.