ZIP 45034 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 45034 (Warren County, Ohio) at a low 21/100 for overall property distress. Structural risk reads 46/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (63/100). What sets it apart are the readings on structural risk (46/100), construction/permit lag (37/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $323,900 here, or 2.0 times local income. The vacancy rate is 2.6%. Population is roughly 1,080 with a median age of 53. Around 100% of renters are cost-burdened. 96% of housing is owner-occupied. On demographic stress specifically, 45034 scores 27/100. The poverty rate is 1.6% — low. The ZIP holds roughly 470 housing units. Median household income is $152,829, above the U.S. median near $78,000. Educational attainment sits at 52% bachelor's-or-above.

Broadly, 45034 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 45034's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 45034, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 figure for 45034 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 45034 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.