ZIP 45034 Foreclosure, Tax-Lien & Distress Report
Warren County, Ohio · Distress market
DLRadar grades ZIP 45034 (Warren County, Ohio) at a low 21/100 for overall property distress. Structural risk reads 47/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (64/100). What sets it apart are the readings on structural risk (47/100), construction/permit lag (39/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.
Prices here sit in a peak phase: values rose 3.5% over the trailing year, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
A median home runs $323,900 here, or 2.0 times local income. The vacancy rate is 2.6%. Population is roughly 1,080 with a median age of 53. Around 100% of renters are cost-burdened. 96% of housing is owner-occupied. On demographic stress specifically, 45034 scores 27/100. The poverty rate is 1.6% — low. The ZIP holds roughly 470 housing units. Median household income is $152,829, above the U.S. median near $78,000. Educational attainment sits at 52% bachelor's-or-above.
Broadly, 45034 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 45034's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 45034, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 21/100 figure for 45034 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 45034 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 45034’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 45034 by the numbers
Current distress, phase, housing and lender-pressure figures for 45034, drawn from the same report attached to each property.
Neighbouring ZIPs in Warren County
Nearest ZIP codes to 45034
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Ohio distress
Related ZIP, county and statewide reads linked to Warren County, Ohio.
Get the full acquisition report for 45034
The full 45034 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology