ZIP 45068 Property Distress & Foreclosure Data

DLRadar grades ZIP 45068 (Warren County, Ohio) at a low 20/100 for overall property distress. Property-level stress concentrates in structural risk (46/100), construction/permit lag (36/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. On the structural side it scores 46/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (81/100), flood (NFIP) exposure (64/100).

The market reads peak — home values rose 4.8% year on year, and 23% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Median household income is $95,040, above the U.S. median near $78,000. Around 57% of renters are cost-burdened. 6.8% of residents fall below the poverty threshold. Owners hold 83% of homes, renters 17%. Educational attainment sits at 43% bachelor's-or-above. The ZIP holds roughly 4,498 housing units. Home values center near $335,600, an affordability ratio of 3.4× — accessible. DLRadar's demographic-stress index for the area reads 29/100. About 11,606 people live here, median age 45. The vacancy rate is 3.1%.

Overall 45068 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.