ZIP 45440 Foreclosure, Tax-Lien & Distress Report
Greene County, Ohio · Distress market
On DLRadar's 0-100 distress scale, ZIP 45440 in Greene County, Ohio comes in at 23, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (77/100). Structural risk reads 52/100 against active distress of 2/100. Its heaviest discrete signals: structural risk (52/100), construction/permit lag (49/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).
The market reads peak — home values rose 4.6% year on year, and 21% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Rent burden reaches 27% of tenant households. There are about 10,111 housing units across 45440. At $83,378, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 25/100. The poverty rate is 11.7%. Home values center near $267,900, an affordability ratio of 3.0× — accessible. Around 46% of adults hold a bachelor's degree or higher. Owners hold 62% of homes, renters 38%. Vacancy runs 4.9%. Population is roughly 22,730 with a median age of 40.
Overall 45440 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 45440 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 45440 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Greene County, Ohio and the nation. The score is rebuilt from public data as it updates, so 45440 reflects the current record instead of a stale or modeled snapshot.
The 23/100 figure for 45440 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 45440 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 45440
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 45440 Stress Report snapshot
The live 45440 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Greene County
Nearest ZIP codes to 45440
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Ohio distress
More ZIP, county and state distress intelligence connected to Greene County, Ohio.
The complete 45440 distress and acquisition report
Open 45440 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology